This privacy policy explains how the DebtTracker mobile application (“App”) collects, uses, and protects your information. By using the App, you agree to the practices described in this policy.

1. Information We Collect

The App is designed to help you track your debts and credits. For this purpose, the App may process the following information that you enter manually:

• Debt/credit records (amount, date, description, category, etc.)
• Optional names or labels you provide (for example: “Money from Ahmet”, “Rent”, “Electricity bill”)

Unless clearly stated otherwise, the App does not collect or process the following types of data:

• Official ID information (such as national ID numbers, passport numbers)
• Location (GPS) data
• Microphone, camera, or photo library content (unless you explicitly use such a feature)
• Contacts, SMS, call logs, or similar device data

2. Where Your Data Is Stored

Your data is primarily stored locally on your device (for example, in the app’s local database or secure storage provided by your operating system).

If your operating system offers backup and sync features (such as iCloud or similar services), your data may be backed up according to the platform provider’s own privacy policy.

As the developer, we may not store your personal data on our own servers at all. If a server-based feature is added in the future, you will be informed separately and, where required, we will obtain your explicit consent.

3. How We Use Your Data

We use the information you provide only for the following purposes:

• To help you track your debts and credits
• To show summaries, lists, reminders, or reports within the App
• To improve the functionality and user experience of the App

Your information is not sold, rented, or shared with third parties for marketing purposes without your explicit consent.